Chart of 30 year jumbo mortgage rates
Loans Above $417,000 May Have Different Loan Terms: If you are seeking a loan for more than $417,000, lenders in certain locations may be able to provide terms that are different from those shown in the table above. You should confirm your terms with the lender for your requested loan amount. The most significant drawback of a 30-year fixed mortgage is the amount of interest you’ll pay. Mortgage rates tend to be higher for 30-year loans than 15-year loans. Although your monthly payments will be lower for a 30-year loan, you’ll pay a lot more interest over the long run. 30 Year Fixed Mortgage Rate - Historical Chart. Interactive historical chart showing the 30 year fixed rate mortgage average in the United States since 1971. The current 30 year mortgage fixed rate as of February 2020 is 3.45.